Here, from the experts, is what should be part of any wedding-photographer contract.

• The name and contact information (phone number, e-mail address, etc.) of the specific photographer-not just the studio-who will shoot your wedding, as well as whether or not he will bring extra equipment in case of an emergency. If the photographer works with an assistant, his name should be listed as well.

• The length of time the photographer will be with you before and after the wedding.

• Any special requests you've made or concerns you have. For example, if you want everything shot in black and white, make sure it's stated in the contract. Include a list of special shots, along with the names of those guests or family members who must not be overlooked.

• Who owns the copyright (usually the photographer) and the negatives, as well as specifics on whether the negatives will ever be discarded and if you can buy the negatives. It's a good idea for the photographer to hold the negatives to ensure they are stored safely and also to protect the quality of any prints you have made.

• What you're getting in terms of proofs and the final album-the number and size of prints-along with cost. Compare this to the price list you were initially given for accuracy.

• The proofs: Will you receive four- by six-inch prints or contact sheets, which are small and hard to see? If contact sheets are the only option, ask that they be made twice the standard size.

• Timeline for receiving the proofs and later the album(s) and custom prints once they are ordered.

• The backup plan in case the photographer is ill on your wedding day.

• The refund policy if the photographer cancels.

• The policy regarding the deposit if you terminate the agreement.